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Life in Mainland China

Paying in China: QR codes, apps and cash

Almost everything is paid by phone, from a restaurant bill to a bowl of noodles at a stall, by scanning a QR code.

Play: Paying quiz

Scan to pay

A printed QR code stands on the counter of every shop and stall. You scan it with Alipay or WeChat Pay and type the amount, or the cashier scans a code on your phone. Restaurants often put a code on the table to order and pay. Bikes, metros and vending machines work the same way.

Visitors can download either app and link an international card. The rules on limits and fees are set by each app and change from time to time, so read the app's own help pages before you go. Keep some cash and a card as back-up.

Cash

The currency is the renminbi, counted in yuan: notes from 1 to 100 yuan, the 100 red, all with Mao Zedong's portrait. In speech a yuan is a kuai, and a tenth of one is a mao. Cash remains legal tender and the central bank has said shops may not refuse it, though some small vendors have little change.

Bargaining

Markets, souvenir stalls and small traders expect a little bargaining; shops, supermarkets and restaurants with printed prices do not.

Play

Paying quiz

QR codes, kuai and red envelopes.

  1. How do most people in China pay in a shop?

    Answer

    Scanning a QR code with a phone. By phone, with a QR code: you scan the shop's, or the shop scans one on your phone.

  2. Which two apps handle most phone payments?

    Answer

    Alipay and WeChat Pay. Alipay and WeChat Pay, both opened from a phone.

  3. Is cash still legal tender?

    Answer

    Yes, and shops are required to accept it. Yes. The central bank has told businesses they may not refuse cash, though carrying change is less common.

  4. What do people often call the yuan in speech?

    Answer

    Kuai. Kuai, a 'piece'. Ten jiao, or mao in speech, make one yuan.

  5. Since 2014, how are many New Year red envelopes sent?

    Answer

    Digitally, through a messaging app. Digitally, in group chats, where friends race to grab a share of a red envelope.

  6. Where is bargaining normal?

    Answer

    Markets and small stalls. In markets and at stalls. Shops with marked prices do not bargain.

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